Privacy Policy

Last Updated: October 11, 2025

1. Introduction Welcome to Hutchinson Capital, LLC (Hutchinson Capital we, our. or us). Your privacy is important to us. This Privacy Policy explains how we collect, use, share, and protect your personal information when you visit our website, apply for financing, or use any of our related products and services (collectively, the Services). By accessing or using our website and Services, you agree to this Privacy Policy.

2. Information We Collect We collect information from you in several ways, including when you provide it directly and when it’s automatically collected during your use of our Services.

A. Information You Provide When you use our site or apply for services, we may collect: Personal Identification – Name, business name, phone number, email address, mailing address

Financial Information – Bank statements, revenue history, credit information, tax ID or EIN, payment data

Business Information – Industry type, business structure, time in business, number of employees

Documents – Uploads such as IDs, voided checks, financial statements, or application forms

Communications – Emails, chats, or calls between you and our team

B. Information Automatically Collected When you visit our website

We may automatically collect: Device & Technical Data – IP address, browser type, device identifiers, operating system

Usage Data – Pages visited, time spent on site, clicks, referring URLs

Cookies & Analytics– We use cookies and analytics tools

We do not sell personal information. We share information only with:

Service Providers — underwriting partners, payment processors, cloud storage, analytics services

Funding Partners / Affiliates — to facilitate financing or business services

Legal or Regulatory Entities — when required by law or court order

Corporate Transactions — in case of a merger, sale, or acquisitions